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A cash-out refinance can mean money in your pocket to help make home improvements, consolidate existing debt, buy a new car, pay college tuition or finance other goals.

With this kind of refinancing, you will pay off your current mortgage loan and take out a new mortgage at a higher amount.

A debt consolidation loan can cut those numerous high-interest debts down to size into one low-interest loan. Home equity loans are commonly used for debt consolidation.

Starting with the first line of entry fields, enter each of your obligations, along with their corresponding principal balances, APR and monthly payment amounts (the last two columns are automatically filled in by the calculator).Once you have entered everything you wish to consolidate, click on the "Calculate Current Debts" button.Next, enter the consolidated loan's rate, term and any origination fees that might apply and click the "Figure Consolidating Costs" button.Discover Card is serious about safeguarding your personal information online.When you access your account and perform transactions on the Discover site we use 128-bit-Secure Sockets Layer (SSL) encryption technology-the most widely used method of securing internet transactions available today.

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The debt consolidation calculator will help you determine how much you may be able to save by consolidating your debts into a home equity line of credit.

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